WESTFINANCE BANK
FDIC Insured up to $250,000
256-bit AES Encryption
Zero-Fraud Liability Guarantee
J.D. Power Award 2024
SOC 2 Type II Certified
99.99% Platform Uptime
Forbes Best Digital Bank 2024
FDIC Insured up to $250,000
256-bit AES Encryption
Zero-Fraud Liability Guarantee
J.D. Power Award 2024
SOC 2 Type II Certified
99.99% Platform Uptime
Forbes Best Digital Bank 2024
Personal Banking
Banking that fits your real life
Everyday checking, high-yield savings, credit cards, mortgages, and investments — all in one beautifully designed account.
Our Products
Everything you need, nothing you don't
💳
Checking Account
No monthly fee · No minimum balance
Free debit card with instant freeze/unfreeze
Mobile cheque deposit
Early direct deposit (up to 2 days early)
Zero overdraft fees with protection
Fee-free ATM access nationwide
Open Checking
Most Popular
🏦
High-Yield Savings
4.75% APY — 12× the national average
No monthly fees, no minimum balance
FDIC insured up to $250,000
Automated savings goals and buckets
Instant transfer to Checking account
WFB AI Advisor savings coaching
Open Savings
⭐
WFB Rewards Card
3% cashback on dining · 2% travel · 1% everything else
No annual fee for the first year
Zero foreign transaction fees
Purchase protection and extended warranty
Travel accident insurance
Real-time spending notifications
Apply for Card
🏠
Mortgages
Rates from 6.2% · Decisions in 24 hours
Fixed and adjustable rate options
First-time buyer programmes
Dedicated mortgage advisor
No origination fees for WFB customers
Online application and e-signature
Talk to an Advisor
💰
Personal Loans
From 7.9% APR · Up to $50,000
Fixed monthly payments
No prepayment penalties
Funding in as little as 1 business day
Soft credit check to see your rate
Flexible 12–72 month terms
Check Your Rate
📈
WFB Invest
Commission-free stocks, ETFs & more
$0 commissions on US stocks and ETFs
Fractional shares from $1
Automated managed portfolios
Traditional and Roth IRA accounts
WFB AI Advisor investment coaching
Start Investing
Your complete financial life, in one place
Takes under 5 minutes
No credit check to open
FDIC Insured