/* ═══════════════════════════════════════════════════════════════
   inner-pages.css — WestFinanceBank
   Shared styles for all inner pages (non-home).
   Loaded after base.css on every child template except index.html.

   Sections:
     1.  Shared utilities re-used across pages
     2.  Inner hero (light + dark variants)
     3.  Legal pages  (terms, policy)
     4.  FAQ page
     5.  Support / help page
     6.  Learning centre & blog
     7.  About page   (mission, values, leadership, timeline, press, investors)
     8.  Diversity & Inclusion page
     9.  Products pages (personal, business, wealth)
    10.  Careers page
    11.  Auth pages   (login, register)
    12.  Shared CTA section  (re-exports from index.css scope)
    13.  Responsive breakpoints
═══════════════════════════════════════════════════════════════ */


/* ───────────────────────────────────────────────────────────────
   1. SHARED UTILITIES
─────────────────────────────────────────────────────────────── */

/* Alert banners */
.alert-success,
.alert-error {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 20px;
  border-radius: 8px;
  font-size: 14px;
  font-family: var(--sans);
  font-weight: 400;
  line-height: 1.5;
  margin-bottom: 0;
}
.alert-success {
  background: rgba(56, 161, 105, .1);
  border: 1px solid rgba(56, 161, 105, .3);
  color: #276749;
}
.alert-error {
  background: rgba(229, 62, 62, .08);
  border: 1px solid rgba(229, 62, 62, .28);
  color: #c53030;
}

/* Related links grid  (used on legal pages, support, etc.) */
.lr-title {
  font-family: var(--serif);
  font-size: clamp(20px, 2.2vw, 26px);
  font-weight: 300;
  color: var(--navy);
  margin-bottom: 28px;
}
.lr-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(14px, 2vw, 22px);
}
.lr-card {
  display: flex;
  flex-direction: column;
  gap: 8px;
  background: var(--white);
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 12px;
  padding: clamp(22px, 3vw, 32px);
  text-decoration: none;
  transition: all .3s cubic-bezier(.23,1,.32,1);
  cursor: none;
}
.lr-card:hover {
  transform: translateY(-4px);
  border-color: rgba(201,168,76,.35);
  box-shadow: 0 16px 48px rgba(0,0,0,.08);
  background: var(--gold-pale);
}
.lr-icon  { font-size: 28px; margin-bottom: 4px; }
.lr-name  { font-size: 15px; font-weight: 500; color: var(--navy); }
.lr-desc  { font-size: 13px; color: var(--text); font-weight: 300; line-height: 1.55; }

/* CTA section (mirrors index.css — present here so inner pages
   that don't load index.css still get the section) */
.cta-sec {
  background: var(--navy);
  padding: clamp(80px,10vw,140px) 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-sec::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,.04) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}
.cta-in   { position: relative; z-index: 1; max-width: 680px; margin: 0 auto; }
.cta-t    { font-family: var(--serif); font-size: clamp(36px,5vw,68px); font-weight: 300; color: #fff; line-height: 1.09; margin-bottom: 16px; }
.cta-t em { color: var(--gold-light); font-style: italic; }
.cta-s    { font-size: clamp(14px,1.4vw,15.5px); color: rgba(255,255,255,.42); font-weight: 300; line-height: 1.72; margin-bottom: 44px; }
.cta-btns { display: flex; align-items: center; justify-content: center; gap: 12px; flex-wrap: wrap; }
.cta-re   { display: flex; justify-content: center; gap: clamp(16px,3vw,28px); margin-top: 36px; flex-wrap: wrap; }
.ctar     { display: flex; align-items: center; gap: 6px; font-size: 11px; color: rgba(255,255,255,.28); }
.ctar::before { content: '✓'; color: #5BD48C; font-size: 11px; }


/* ───────────────────────────────────────────────────────────────
   2. INNER HERO
─────────────────────────────────────────────────────────────── */

.inner-hero {
  background: var(--cloud);
  padding: calc(72px + clamp(48px,7vh,96px)) var(--gutter) clamp(56px,7vw,96px);
  position: relative;
  overflow: hidden;
}
/* Dark variant (navy background) */
.inner-hero--dark {
  background: var(--navy);
}
.inner-hero--dark::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,.04) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}

.inner-hero .section-wrap { position: relative; z-index: 1; }

.ih-eyebrow {
  font-size: 11px;
  font-weight: 500;
  color: var(--gold);
  letter-spacing: .2em;
  text-transform: uppercase;
  margin-bottom: 18px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.ih-eyebrow::before {
  content: '';
  display: block;
  width: 22px;
  height: 1px;
  background: var(--gold);
}
.ih-eyebrow a { color: inherit; text-decoration: none; }

.ih-title {
  font-family: var(--serif);
  font-size: clamp(36px, 5vw, 72px);
  font-weight: 300;
  color: var(--navy);
  line-height: 1.1;
  margin-bottom: 20px;
  max-width: 760px;
}
.ih-title em  { font-style: italic; color: var(--gold); }
.ih-title--light { color: #fff; }

.ih-sub {
  font-size: clamp(14px, 1.5vw, 17px);
  color: var(--text);
  font-weight: 300;
  line-height: 1.75;
  max-width: 620px;
  margin-bottom: 0;
}
.ih-sub--light { color: rgba(255,255,255,.55); }

.ih-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  font-size: 12.5px;
  color: var(--text);
  margin-top: 20px;
  font-weight: 300;
}
.ih-dot {
  display: inline-block;
  width: 3px;
  height: 3px;
  border-radius: 50%;
  background: var(--gold);
  flex-shrink: 0;
}


/* ───────────────────────────────────────────────────────────────
   3. LEGAL PAGES  (terms.html, policy.html)
─────────────────────────────────────────────────────────────── */

.legal-body {
  background: var(--cloud);
  padding: clamp(48px,6vw,80px) 0;
}
.legal-related {
  background: var(--white);
  padding: clamp(48px,6vw,80px) 0;
  border-top: 1px solid rgba(0,0,0,.05);
}

/* Two-column layout: sidebar TOC + content */
.legal-layout {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: clamp(32px, 5vw, 72px);
  align-items: start;
}

/* Sticky sidebar table of contents */
.legal-toc {
  position: sticky;
  top: 96px;          /* below fixed nav */
  background: var(--white);
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 12px;
  padding: 24px;
}
.toc-title {
  font-size: 10.5px;
  font-weight: 500;
  color: rgba(0,0,0,.35);
  letter-spacing: .14em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.legal-toc ul { list-style: none; display: flex; flex-direction: column; gap: 2px; }
.legal-toc ul a {
  display: block;
  font-size: 13px;
  color: var(--text);
  text-decoration: none;
  padding: 7px 10px;
  border-radius: 6px;
  font-weight: 300;
  transition: all .2s;
  line-height: 1.4;
}
.legal-toc ul a:hover {
  background: var(--gold-pale);
  color: var(--navy);
}

/* Main content */
.legal-content { min-width: 0; }

/* Yellow alert box at the top */
.legal-alert {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  background: var(--gold-pale);
  border: 1px solid rgba(201,168,76,.35);
  border-radius: 10px;
  padding: 16px 20px;
  font-size: 13.5px;
  color: var(--navy);
  line-height: 1.6;
  margin-bottom: 40px;
  font-weight: 300;
}
.legal-alert svg { flex-shrink: 0; margin-top: 2px; color: var(--gold); }

/* Content sections */
.legal-section {
  margin-bottom: clamp(36px, 5vw, 56px);
  padding-bottom: clamp(36px, 5vw, 56px);
  border-bottom: 1px solid rgba(0,0,0,.05);
}
.legal-section:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }

.legal-section h2 {
  font-family: var(--serif);
  font-size: clamp(20px, 2.2vw, 28px);
  font-weight: 400;
  color: var(--navy);
  margin-bottom: 16px;
  line-height: 1.2;
}
.legal-section h3 {
  font-family: var(--sans);
  font-size: 14.5px;
  font-weight: 500;
  color: var(--navy);
  margin: 22px 0 10px;
}
.legal-section p {
  font-size: clamp(13.5px, 1.3vw, 15px);
  color: var(--text);
  line-height: 1.8;
  font-weight: 300;
  margin-bottom: 16px;
}
.legal-section p:last-child { margin-bottom: 0; }
.legal-section ul {
  padding-left: 20px;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 16px;
}
.legal-section ul li {
  font-size: clamp(13.5px, 1.3vw, 15px);
  color: var(--text);
  line-height: 1.7;
  font-weight: 300;
}
.legal-section ul li strong { color: var(--navy); font-weight: 500; }
.legal-section a { color: var(--gold); text-decoration: none; border-bottom: 1px solid rgba(201,168,76,.35); transition: border-color .2s; }
.legal-section a:hover { border-color: var(--gold); }

/* Cookie table (privacy policy) */
.cookie-table {
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 10px;
  overflow: hidden;
  margin: 20px 0;
}
.ct-row {
  display: grid;
  grid-template-columns: 140px 1fr 110px;
  gap: 0;
}
.ct-row > div {
  padding: 13px 16px;
  font-size: 13px;
  color: var(--text);
  border-bottom: 1px solid rgba(0,0,0,.05);
  border-right: 1px solid rgba(0,0,0,.05);
  font-weight: 300;
  line-height: 1.5;
}
.ct-row > div:last-child { border-right: none; }
.ct-row:last-child > div { border-bottom: none; }
.ct-header { background: var(--mist); }
.ct-header > div { font-size: 11px; font-weight: 500; color: var(--navy); letter-spacing: .08em; text-transform: uppercase; }

/* Contact card inside legal sections */
.legal-contact-card {
  background: var(--mist);
  border-radius: 10px;
  padding: 20px 24px;
  display: flex;
  flex-direction: column;
  gap: 6px;
  font-size: 14px;
  color: var(--text);
  margin-top: 16px;
  font-weight: 300;
  line-height: 1.6;
}
.legal-contact-card strong { color: var(--navy); }
.legal-contact-card a { color: var(--gold); text-decoration: none; }


/* ───────────────────────────────────────────────────────────────
   4. FAQ PAGE
─────────────────────────────────────────────────────────────── */

/* Search bar inside hero */
.faq-search {
  display: flex;
  align-items: center;
  gap: 12px;
  background: var(--white);
  border: 1px solid rgba(0,0,0,.08);
  border-radius: 8px;
  padding: 12px 18px;
  max-width: 480px;
  margin-top: 32px;
  transition: border-color .25s;
}
.faq-search:focus-within { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,168,76,.12); }
.faq-search svg { flex-shrink: 0; color: rgba(0,0,0,.3); }
.faq-search input {
  border: none;
  outline: none;
  font-family: var(--sans);
  font-size: 14px;
  color: var(--navy);
  width: 100%;
  background: transparent;
  font-weight: 300;
}
.faq-search input::placeholder { color: rgba(0,0,0,.3); }

.faq-body { background: var(--cloud); padding: clamp(48px,6vw,80px) 0; }

/* Two-column layout */
.faq-layout {
  display: grid;
  grid-template-columns: 210px 1fr;
  gap: clamp(28px,4vw,56px);
  align-items: start;
}

/* Category sidebar */
.faq-sidebar {
  position: sticky;
  top: 96px;
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.faq-cat {
  font-size: 13.5px;
  color: var(--text);
  font-weight: 300;
  padding: 10px 14px;
  border-radius: 7px;
  cursor: none;
  transition: all .2s;
  border: 1px solid transparent;
  user-select: none;
}
.faq-cat:hover { background: var(--gold-pale); color: var(--navy); border-color: rgba(201,168,76,.2); }
.faq-cat.active { background: var(--navy); color: #fff; border-color: var(--navy); font-weight: 400; }

/* FAQ list */
.faq-list { display: flex; flex-direction: column; gap: 0; }
.faq-group { margin-bottom: 40px; }
.faq-group-label {
  font-size: 11px;
  font-weight: 500;
  letter-spacing: .15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 14px;
  padding-left: 2px;
}

/* Individual accordion item */
.faq-item {
  background: var(--white);
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 10px;
  margin-bottom: 8px;
  overflow: hidden;
  transition: box-shadow .25s;
}
.faq-item:hover { box-shadow: 0 6px 24px rgba(0,0,0,.06); }
.faq-item.open  { border-color: rgba(201,168,76,.3); box-shadow: 0 8px 32px rgba(0,0,0,.07); }

.faq-q {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: clamp(16px,2vw,20px) clamp(18px,2.5vw,24px);
  font-family: var(--sans);
  font-size: clamp(13.5px, 1.3vw, 15px);
  font-weight: 400;
  color: var(--navy);
  background: transparent;
  border: none;
  cursor: none;
  text-align: left;
  line-height: 1.5;
  transition: color .2s;
}
.faq-q:hover { color: var(--gold); }
.faq-item.open .faq-q { color: var(--gold); }

.faq-icon {
  font-size: 20px;
  font-weight: 300;
  color: var(--gold);
  flex-shrink: 0;
  transition: transform .3s cubic-bezier(.23,1,.32,1);
  line-height: 1;
}
.faq-item.open .faq-icon { transform: rotate(45deg); }

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .45s cubic-bezier(.23,1,.32,1);
}
.faq-item.open .faq-a { max-height: 600px; }
.faq-a p {
  padding: 0 clamp(18px,2.5vw,24px) clamp(16px,2vw,20px);
  font-size: clamp(13px,1.2vw,14.5px);
  color: var(--text);
  line-height: 1.75;
  font-weight: 300;
}
.faq-a p a { color: var(--gold); text-decoration: none; border-bottom: 1px solid rgba(201,168,76,.3); }

/* FAQ CTA box at the bottom */
.faq-cta { background: var(--navy); padding: clamp(56px,7vw,96px) 0; text-align: center; }
.faq-cta-inner { max-width: 520px; margin: 0 auto; }
.faq-cta-icon  { font-size: 44px; margin-bottom: 20px; }
.faq-cta-title {
  font-family: var(--serif);
  font-size: clamp(28px, 3.5vw, 42px);
  font-weight: 300;
  color: #fff;
  margin-bottom: 12px;
}
.faq-cta-sub { font-size: 15px; color: rgba(255,255,255,.45); font-weight: 300; line-height: 1.7; margin-bottom: 32px; }


/* ───────────────────────────────────────────────────────────────
   5. SUPPORT / HELP PAGE
─────────────────────────────────────────────────────────────── */

/* Quick action links in the hero */
.support-quick-links {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 36px;
}
.sql-card {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 8px;
  padding: 10px 18px;
  font-size: 13px;
  color: rgba(255,255,255,.75);
  text-decoration: none;
  cursor: none;
  transition: all .25s;
  backdrop-filter: blur(10px);
}
.sql-card:hover { background: rgba(201,168,76,.15); border-color: rgba(201,168,76,.35); color: var(--gold-light); }
.sql-card span  { font-size: 16px; }

/* Channel cards */
.support-channels { background: var(--cloud); padding: clamp(48px,6vw,80px) 0; }
.support-channels-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: clamp(14px,2vw,22px);
}
.sc-card {
  background: var(--white);
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 14px;
  padding: clamp(24px,3vw,36px) clamp(18px,2.5vw,28px);
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: all .3s;
  cursor: none;
}
.sc-card:hover { transform: translateY(-4px); box-shadow: 0 20px 56px rgba(0,0,0,.08); border-color: rgba(201,168,76,.25); }
.scc-icon   { font-size: 34px; margin-bottom: 4px; }
.scc-title  { font-family: var(--serif); font-size: clamp(18px,2vw,22px); font-weight: 400; color: var(--navy); }
.scc-desc   { font-size: 13.5px; color: var(--text); font-weight: 300; line-height: 1.6; flex: 1; }
.scc-detail { font-size: 12.5px; font-weight: 500; color: var(--navy); }
.scc-badge  {
  display: inline-flex;
  align-items: center;
  font-size: 10px;
  font-weight: 500;
  letter-spacing: .08em;
  text-transform: uppercase;
  background: var(--gold-pale);
  color: var(--gold);
  border: 1px solid rgba(201,168,76,.25);
  padding: 4px 10px;
  border-radius: 20px;
  width: fit-content;
}

/* Support form section */
.support-form-section { background: var(--white); padding: clamp(56px,7vw,96px) 0; }
.support-form-wrap {
  background: var(--cloud);
  border-radius: 20px;
  padding: clamp(32px,4vw,56px);
  max-width: 860px;
  margin: 0 auto;
  border: 1px solid rgba(0,0,0,.05);
}
.sf-header { margin-bottom: 40px; }
.support-form { display: flex; flex-direction: column; gap: 20px; }
.support-related { background: var(--cloud); padding: clamp(48px,6vw,80px) 0; }

/* Shared form elements */
.sf-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.sf-group  { display: flex; flex-direction: column; gap: 6px; }
.sf-label  { font-size: 12.5px; font-weight: 500; color: var(--navy); letter-spacing: .03em; }
.sf-label-link { float: right; font-size: 12px; font-weight: 300; color: var(--gold); text-decoration: none; }
.sf-label-link:hover { text-decoration: underline; }
.sf-req    { color: var(--gold); margin-left: 2px; }
.sf-input  {
  font-family: var(--sans);
  font-size: 14px;
  color: var(--navy);
  background: var(--white);
  border: 1px solid rgba(0,0,0,.1);
  border-radius: 8px;
  padding: 12px 16px;
  outline: none;
  transition: border-color .25s, box-shadow .25s;
  width: 100%;
}
.sf-input::placeholder { color: rgba(0,0,0,.28); }
.sf-input:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(201,168,76,.12); }
.sf-select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23C9A84C' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 38px; cursor: none; }
.sf-textarea { resize: vertical; min-height: 140px; line-height: 1.6; }
.sf-input-wrap { position: relative; }
.sf-input-wrap .sf-input { padding-right: 44px; }
.sf-eye {
  position: absolute;
  right: 12px;
  top: 50%;
  transform: translateY(-50%);
  background: none;
  border: none;
  cursor: none;
  color: rgba(0,0,0,.35);
  opacity: .5;
  padding: 4px;
  transition: opacity .2s;
}
.sf-eye:hover { opacity: 1; }
.sf-check label { cursor: none !important; }
.sf-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  padding-top: 8px;
}
.sf-note {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 12px;
  color: rgba(0,0,0,.35);
  font-weight: 300;
  line-height: 1.5;
  max-width: 360px;
}
.sf-note svg { flex-shrink: 0; color: var(--gold); margin-top: 1px; }
.sf-submit { white-space: nowrap; }


/* ───────────────────────────────────────────────────────────────
   6. LEARNING CENTRE & BLOG
─────────────────────────────────────────────────────────────── */

/* Category pills in the hero */
.learn-cats {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 32px;
}
.lc-pill {
  font-size: 12.5px;
  font-weight: 500;
  padding: 8px 18px;
  border-radius: 20px;
  border: 1px solid rgba(0,0,0,.1);
  background: var(--white);
  color: var(--text);
  text-decoration: none;
  cursor: none;
  transition: all .25s;
}
.lc-pill:hover,
.lc-pill.active { background: var(--navy); color: #fff; border-color: var(--navy); }

/* Featured guide card */
.learn-featured { background: var(--white); padding: clamp(48px,6vw,80px) 0; }
.lf-card {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: 20px;
  padding: clamp(36px,5vw,64px);
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(201,168,76,.15);
}
.lf-card::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,.08) 0%, transparent 70%);
  pointer-events: none;
}
.lf-tag {
  display: inline-flex;
  align-items: center;
  font-size: 10px;
  font-weight: 500;
  letter-spacing: .14em;
  text-transform: uppercase;
  background: rgba(201,168,76,.15);
  color: var(--gold-light);
  border: 1px solid rgba(201,168,76,.25);
  padding: 4px 12px;
  border-radius: 20px;
  margin-bottom: 20px;
}
.lf-title {
  font-family: var(--serif);
  font-size: clamp(26px, 3.5vw, 46px);
  font-weight: 300;
  color: #fff;
  line-height: 1.15;
  margin-bottom: 16px;
}
.lf-title em { font-style: italic; color: var(--gold-light); }
.lf-desc { font-size: clamp(14px,1.4vw,16px); color: rgba(255,255,255,.55); font-weight: 300; line-height: 1.75; max-width: 640px; margin-bottom: 4px; }
.lf-meta { display: flex; align-items: center; gap: 10px; font-size: 12.5px; color: rgba(255,255,255,.3); flex-wrap: wrap; }
.lf-meta span { display: flex; align-items: center; gap: 4px; }

/* Topic sections */
.learn-topics { background: var(--cloud); padding: clamp(56px,7vw,96px) 0; }
.learn-section { margin-bottom: clamp(56px,7vw,96px); }
.learn-section:last-child { margin-bottom: 0; }
.ls-header { margin-bottom: 40px; }

/* Article cards grid */
.learn-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(16px,2vw,24px);
}
.learn-card {
  background: var(--white);
  border-radius: 14px;
  overflow: hidden;
  border: 1px solid rgba(0,0,0,.05);
  transition: all .3s;
  cursor: none;
  display: flex;
  flex-direction: column;
}
.learn-card:hover { transform: translateY(-4px); box-shadow: 0 20px 56px rgba(0,0,0,.09); }
.lc-img {
  height: clamp(120px,14vw,180px);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
}
.lc-img-icon { font-size: 44px; filter: drop-shadow(0 4px 12px rgba(0,0,0,.3)); }
.lc-body     { padding: clamp(18px,2.5vw,28px); display: flex; flex-direction: column; gap: 8px; flex: 1; }
.lc-tag      { font-size: 11px; color: var(--gold); font-weight: 500; letter-spacing: .08em; }
.lc-title    { font-family: var(--serif); font-size: clamp(17px,1.8vw,21px); font-weight: 400; color: var(--navy); line-height: 1.3; }
.lc-excerpt  { font-size: 13px; color: var(--text); font-weight: 300; line-height: 1.65; flex: 1; }
.lc-link     { font-size: 13px; font-weight: 500; color: var(--gold); text-decoration: none; margin-top: auto; }
.lc-link:hover { text-decoration: underline; }

/* ── Blog article page ── */
.blog-body { background: var(--cloud); padding: clamp(48px,6vw,80px) 0; }
.blog-layout {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: clamp(32px,5vw,64px);
  align-items: start;
}
.blog-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  font-size: 13px;
  color: rgba(255,255,255,.45);
  margin-top: 18px;
}
.blog-content { min-width: 0; }
.blog-lead {
  font-family: var(--serif);
  font-size: clamp(18px,2vw,24px);
  font-weight: 300;
  color: var(--navy);
  line-height: 1.65;
  margin-bottom: 40px;
  padding-left: 20px;
  border-left: 3px solid var(--gold);
}
.blog-content h2 {
  font-family: var(--serif);
  font-size: clamp(22px,2.5vw,30px);
  font-weight: 400;
  color: var(--navy);
  margin: 36px 0 16px;
  line-height: 1.2;
}
.blog-content p {
  font-size: clamp(14px,1.3vw,15.5px);
  color: var(--text);
  line-height: 1.82;
  font-weight: 300;
  margin-bottom: 18px;
}
.blog-content ul {
  padding-left: 22px;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.blog-content ul li {
  font-size: clamp(14px,1.3vw,15.5px);
  color: var(--text);
  line-height: 1.7;
  font-weight: 300;
}
.blog-content ul li strong { color: var(--navy); font-weight: 500; }

/* Pull-quote callout */
.blog-callout {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  background: var(--gold-pale);
  border: 1px solid rgba(201,168,76,.3);
  border-radius: 10px;
  padding: 20px 24px;
  margin: 24px 0;
  font-size: 14.5px;
  color: var(--navy);
  line-height: 1.65;
}
.bc-icon { font-size: 26px; flex-shrink: 0; margin-top: 2px; }

/* Numbered step list */
.blog-steps { display: flex; flex-direction: column; gap: 0; margin: 24px 0; }
.bs-step {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  padding: 20px 0;
  border-bottom: 1px solid rgba(0,0,0,.05);
}
.bs-step:last-child { border-bottom: none; }
.bs-num {
  font-family: var(--serif);
  font-size: 28px;
  font-weight: 300;
  color: var(--gold);
  flex-shrink: 0;
  width: 44px;
  line-height: 1.2;
}
.bs-step > div:last-child { font-size: 14.5px; color: var(--text); font-weight: 300; line-height: 1.7; }
.bs-step > div:last-child strong { color: var(--navy); font-weight: 500; }

/* End-of-article CTA box */
.blog-cta-box {
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: 16px;
  padding: clamp(28px,4vw,44px);
  margin-top: 48px;
  border: 1px solid rgba(201,168,76,.2);
}
.blog-cta-box h3 { font-family: var(--serif); font-size: clamp(22px,2.5vw,28px); font-weight: 300; color: #fff; margin-bottom: 10px; }
.blog-cta-box p  { font-size: 14px; color: rgba(255,255,255,.5); font-weight: 300; line-height: 1.7; margin-bottom: 22px; }

/* Blog sidebar */
.blog-sidebar {
  position: sticky;
  top: 96px;
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.bs-widget {
  background: var(--white);
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 12px;
  padding: 22px;
}
.bs-widget--cta { background: var(--gold-pale); border-color: rgba(201,168,76,.3); }
.bs-widget-title {
  font-size: 11px;
  font-weight: 500;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: rgba(0,0,0,.35);
  margin-bottom: 14px;
}
.bs-widget ul { list-style: none; display: flex; flex-direction: column; gap: 4px; }
.bs-widget ul a {
  display: block;
  font-size: 13px;
  color: var(--text);
  text-decoration: none;
  padding: 6px 8px;
  border-radius: 6px;
  font-weight: 300;
  transition: all .2s;
  line-height: 1.45;
}
.bs-widget ul a:hover { background: var(--mist); color: var(--navy); }
.bs-widget p { font-size: 13px; color: var(--text); font-weight: 300; line-height: 1.6; }


/* ───────────────────────────────────────────────────────────────
   7. ABOUT PAGE
─────────────────────────────────────────────────────────────── */

/* Mission section */
.about-mission { background: var(--cloud); padding: clamp(56px,7vw,96px) 0; }
.about-mission-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px,6vw,80px);
  align-items: center;
}
.about-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  margin-top: 40px;
}
.about-stat {
  background: var(--white);
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 12px;
  padding: 24px;
  transition: all .3s;
  cursor: none;
}
.about-stat:hover { transform: translateY(-3px); box-shadow: 0 12px 32px rgba(0,0,0,.07); border-color: rgba(201,168,76,.25); }
.as-num   { font-family: var(--serif); font-size: clamp(28px,3.5vw,40px); font-weight: 300; color: var(--navy); line-height: 1; margin-bottom: 6px; }
.as-label { font-size: 12px; color: var(--text); font-weight: 300; }

.about-mission-visual {}
.amv-card {
  background: linear-gradient(135deg, var(--navy), var(--navy-light));
  border-radius: 20px;
  padding: clamp(32px,4vw,52px);
  border: 1px solid rgba(201,168,76,.18);
  text-align: center;
}
.amv-number  { font-family: var(--serif); font-size: clamp(64px,8vw,96px); font-weight: 300; color: var(--gold); line-height: 1; }
.amv-label   { font-size: 12px; font-weight: 500; color: rgba(255,255,255,.35); letter-spacing: .14em; text-transform: uppercase; margin-top: 8px; margin-bottom: 28px; }
.amv-line    { width: 48px; height: 1px; background: rgba(201,168,76,.3); margin: 0 auto 28px; }
.amv-quote   { font-family: var(--serif); font-size: clamp(16px,1.8vw,20px); font-style: italic; font-weight: 300; color: rgba(255,255,255,.7); line-height: 1.65; margin-bottom: 16px; }
.amv-founder { font-size: 12.5px; color: rgba(255,255,255,.35); font-weight: 300; }

/* Values section */
.about-values { background: var(--white); padding: clamp(56px,7vw,96px) 0; }
.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(16px,2vw,24px);
}
.value-card {
  background: var(--cloud);
  border: 1px solid rgba(0,0,0,.05);
  border-radius: 14px;
  padding: clamp(24px,3vw,36px);
  transition: all .3s;
  cursor: none;
}
.value-card:hover { transform: translateY(-4px); box-shadow: 0 16px 48px rgba(0,0,0,.08); border-color: rgba(201,168,76,.25); background: var(--gold-pale); }
.vc-icon  { font-size: 32px; margin-bottom: 16px; }
.vc-title { font-family: var(--serif); font-size: clamp(19px,2vw,24px); font-weight: 400; color: var(--navy); margin-bottom: 10px; }
.vc-desc  { font-size: 13.5px; color: var(--text); font-weight: 300; line-height: 1.7; }

/* Leadership section */
.about-leadership { background: var(--cloud); padding: clamp(56px,7vw,96px) 0; }
.leadership-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: clamp(14px,2vw,22px);
}
.leader-card {
  background: var(--white);
  border-radius: 14px;
  padding: clamp(22px,2.5vw,32px);
  border: 1px solid rgba(0,0,0,.06);
  display: flex;
  flex-direction: column;
  gap: 10px;
  transition: all .3s;
  cursor: none;
}
.leader-card:hover { transform: translateY(-4px); box-shadow: 0 16px 48px rgba(0,0,0,.08); border-color: rgba(201,168,76,.25); }
.lc-avatar {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy-light), var(--slate));
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--serif);
  font-size: 18px;
  font-weight: 600;
  color: var(--gold-light);
  flex-shrink: 0;
}
.lc-name { font-size: 15px; font-weight: 500; color: var(--navy); margin-bottom: 0; }
.lc-role { font-size: 12px; color: var(--gold); font-weight: 400; }
.lc-bio  { font-size: 13px; color: var(--text); font-weight: 300; line-height: 1.65; margin-top: 4px; }

/* Timeline section */
.about-timeline { background: var(--navy); padding: clamp(56px,7vw,96px) 0; }
.timeline { display: flex; flex-direction: column; gap: 0; max-width: 720px; margin: 0 auto; position: relative; }
.timeline::before {
  content: '';
  position: absolute;
  left: 68px;
  top: 0;
  bottom: 0;
  width: 1px;
  background: rgba(201,168,76,.18);
}
.tl-item {
  display: flex;
  gap: 32px;
  align-items: flex-start;
  padding: 28px 0;
  border-bottom: 1px solid rgba(255,255,255,.04);
  position: relative;
}
.tl-item:last-child { border-bottom: none; }
.tl-year {
  font-family: var(--serif);
  font-size: clamp(22px,3vw,32px);
  font-weight: 300;
  color: var(--gold);
  flex-shrink: 0;
  width: 68px;
  line-height: 1;
  padding-top: 2px;
}
.tl-content {}
.tl-title { font-size: clamp(14px,1.5vw,17px); font-weight: 500; color: #fff; margin-bottom: 6px; }
.tl-desc  { font-size: clamp(13px,1.2vw,14.5px); color: rgba(255,255,255,.4); font-weight: 300; line-height: 1.65; }

/* Press section */
.about-press { background: var(--cloud); padding: clamp(56px,7vw,96px) 0; }
.press-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(16px,2vw,24px);
}
.press-card {
  background: var(--white);
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 14px;
  padding: clamp(24px,3vw,36px);
  display: flex;
  flex-direction: column;
  gap: 14px;
  transition: all .3s;
  cursor: none;
}
.press-card:hover { transform: translateY(-4px); box-shadow: 0 16px 48px rgba(0,0,0,.08); border-color: rgba(201,168,76,.25); }
.press-logo  { font-family: var(--serif); font-size: clamp(22px,2.5vw,30px); font-weight: 600; color: var(--navy); letter-spacing: -.01em; }
.press-quote { font-family: var(--serif); font-size: clamp(15px,1.5vw,18px); font-style: italic; font-weight: 300; color: var(--text); line-height: 1.65; flex: 1; }
.press-date  { font-size: 11.5px; font-weight: 500; color: var(--gold); letter-spacing: .06em; text-transform: uppercase; }

/* Investors section */
.about-investors { background: var(--navy); padding: clamp(56px,7vw,96px) 0; }
.investor-cards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: clamp(12px,2vw,20px);
}
.iv-card {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.07);
  border-radius: 14px;
  padding: clamp(24px,3vw,36px);
  text-align: center;
  transition: all .3s;
  cursor: none;
}
.iv-card:hover { background: rgba(201,168,76,.07); border-color: rgba(201,168,76,.25); transform: translateY(-3px); }
.iv-label { font-size: 11px; font-weight: 500; letter-spacing: .14em; text-transform: uppercase; color: rgba(255,255,255,.32); margin-bottom: 10px; }
.iv-value { font-family: var(--serif); font-size: clamp(30px,4vw,48px); font-weight: 300; color: #fff; line-height: 1; margin-bottom: 6px; }
.iv-sub   { font-size: 12px; color: rgba(255,255,255,.28); font-weight: 300; }


/* ───────────────────────────────────────────────────────────────
   8. DIVERSITY & INCLUSION PAGE
─────────────────────────────────────────────────────────────── */

.dei-commitment { background: var(--cloud); padding: clamp(56px,7vw,96px) 0; }
.dei-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(40px,6vw,80px);
  align-items: start;
}
.dei-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin-top: 36px;
}
.ds {
  background: var(--white);
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 12px;
  padding: clamp(18px,2.5vw,26px);
  transition: all .3s;
  cursor: none;
}
.ds:hover { border-color: rgba(201,168,76,.28); transform: translateY(-2px); box-shadow: 0 10px 28px rgba(0,0,0,.07); }
.ds-num   { font-family: var(--serif); font-size: clamp(28px,3.5vw,38px); font-weight: 300; color: var(--gold); line-height: 1; margin-bottom: 6px; }
.ds-label { font-size: 12.5px; color: var(--text); font-weight: 300; line-height: 1.4; }

.dei-pillar {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 20px;
  background: var(--white);
  border: 1px solid rgba(0,0,0,.05);
  border-radius: 12px;
  transition: all .3s;
  cursor: none;
}
.dei-pillar:hover { border-color: rgba(201,168,76,.28); background: var(--gold-pale); }
.dp-icon  { font-size: 26px; flex-shrink: 0; }
.dp-title { font-size: 14.5px; font-weight: 500; color: var(--navy); margin-bottom: 5px; }
.dp-desc  { font-size: 13px; color: var(--text); font-weight: 300; line-height: 1.6; }


/* ───────────────────────────────────────────────────────────────
   9. PRODUCT PAGES  (personal, business, wealth)
─────────────────────────────────────────────────────────────── */

.products-section { background: var(--cloud); padding: clamp(56px,7vw,96px) 0; }
.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(16px,2vw,24px);
}

.product-card {
  background: var(--white);
  border: 1px solid rgba(0,0,0,.07);
  border-radius: 16px;
  padding: clamp(24px,3vw,38px);
  display: flex;
  flex-direction: column;
  gap: 14px;
  transition: all .35s cubic-bezier(.23,1,.32,1);
  cursor: none;
  position: relative;
}
.product-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 24px 64px rgba(0,0,0,.1);
  border-color: rgba(201,168,76,.3);
}
.product-card--featured {
  background: var(--navy);
  border-color: rgba(201,168,76,.3);
  box-shadow: 0 20px 56px rgba(11,22,40,.25);
}
.product-card--featured:hover { border-color: var(--gold); box-shadow: 0 32px 80px rgba(11,22,40,.35); }
.product-card--featured .pc-title,
.product-card--featured .pc-icon { color: #fff; }
.product-card--featured .pc-features li { color: rgba(255,255,255,.6); }
.product-card--featured .pc-features li::marker { color: var(--gold); }

/* Featured badge */
.pc-badge {
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--gold);
  color: var(--navy);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: .1em;
  text-transform: uppercase;
  padding: 4px 14px;
  border-radius: 20px;
  white-space: nowrap;
}
.pc-icon      { font-size: 36px; }
.pc-title     { font-family: var(--serif); font-size: clamp(20px,2.2vw,26px); font-weight: 400; color: var(--navy); line-height: 1.2; }
.pc-highlight { font-size: 13px; color: var(--text); font-weight: 300; line-height: 1.5; }
.pc-features  {
  list-style: disc;
  padding-left: 18px;
  display: flex;
  flex-direction: column;
  gap: 8px;
  flex: 1;
}
.pc-features li { font-size: 13.5px; color: var(--text); font-weight: 300; line-height: 1.5; }
.pc-features li::marker { color: var(--gold); }
.pc-btn { align-self: flex-start; margin-top: auto; }


/* ───────────────────────────────────────────────────────────────
   10. CAREERS PAGE
─────────────────────────────────────────────────────────────── */

.careers-why   { background: var(--white); padding: clamp(56px,7vw,96px) 0; }
.careers-roles { background: var(--cloud); padding: clamp(56px,7vw,96px) 0; }

.roles-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(14px,2vw,20px);
}
.role-card {
  background: var(--white);
  border: 1px solid rgba(0,0,0,.06);
  border-radius: 14px;
  padding: clamp(22px,2.5vw,32px);
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: all .3s;
  cursor: none;
}
.role-card:hover { transform: translateY(-4px); box-shadow: 0 16px 48px rgba(0,0,0,.09); border-color: rgba(201,168,76,.28); }
.rc-dept  { font-size: 10.5px; font-weight: 500; color: var(--gold); letter-spacing: .12em; text-transform: uppercase; }
.rc-title { font-family: var(--serif); font-size: clamp(17px,1.9vw,22px); font-weight: 400; color: var(--navy); line-height: 1.3; flex: 1; }
.rc-meta  { display: flex; align-items: center; gap: 8px; font-size: 12px; color: var(--text); font-weight: 300; flex-wrap: wrap; }
.rc-link  { font-size: 13px; font-weight: 500; color: var(--gold); text-decoration: none; margin-top: 4px; transition: opacity .2s; }
.rc-link:hover { opacity: .75; text-decoration: underline; }


/* ───────────────────────────────────────────────────────────────
   11. AUTH PAGES  (login.html, register.html)
─────────────────────────────────────────────────────────────── */

.auth-section {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: calc(72px + 40px) var(--gutter) 48px;
  position: relative;
  background: var(--cloud);
  overflow: hidden;
}
/* Decorative grid background */
.auth-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
}
.auth-bg-grid {
  position: absolute;
  inset: -60px;
  background-image:
    linear-gradient(rgba(201,168,76,.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,.04) 1px, transparent 1px);
  background-size: 52px 52px;
}

/* Content wrapper */
.auth-wrap {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: 480px;
  display: flex;
  flex-direction: column;
  gap: 28px;
}
.auth-wrap--wide { max-width: 540px; }

/* Logo row */
.auth-brand { display: flex; justify-content: center; }
.auth-logo  { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.auth-logo-text {
  font-family: var(--serif);
  font-size: clamp(17px,2.5vw,22px);
  font-weight: 600;
  color: var(--navy);
  letter-spacing: .05em;
}
.auth-logo-text span { color: var(--gold); }

/* Card */
.auth-card {
  background: var(--white);
  border: 1px solid rgba(0,0,0,.07);
  border-radius: 20px;
  padding: clamp(28px,4vw,48px);
  box-shadow: 0 24px 80px rgba(0,0,0,.08);
}
.auth-title {
  font-family: var(--serif);
  font-size: clamp(24px,3vw,34px);
  font-weight: 300;
  color: var(--navy);
  margin-bottom: 6px;
  line-height: 1.1;
}
.auth-sub { font-size: 14px; color: var(--text); font-weight: 300; margin-bottom: 28px; }

/* Divider */
.auth-divider {
  display: flex;
  align-items: center;
  gap: 14px;
  margin: 20px 0;
  color: rgba(0,0,0,.2);
  font-size: 12px;
}
.auth-divider::before,
.auth-divider::after { content: ''; flex: 1; height: 1px; background: rgba(0,0,0,.07); }

.auth-footer { text-align: center; font-size: 13.5px; color: var(--text); font-weight: 300; }
.auth-footer a { color: var(--gold); text-decoration: none; font-weight: 400; }
.auth-footer a:hover { text-decoration: underline; }
.auth-legal { text-align: center; font-size: 11.5px; color: rgba(0,0,0,.3); font-weight: 300; line-height: 1.7; }
.auth-legal a { color: rgba(0,0,0,.45); text-decoration: none; }
.auth-legal a:hover { text-decoration: underline; }

/* Password strength indicator */
.pw-strength { margin-top: 4px; }

/* Multi-step progress */
.reg-steps {
  display: flex;
  align-items: center;
  gap: 0;
  margin-bottom: 32px;
}
.rs-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  flex: 1;
}
.rs-num {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: 1.5px solid rgba(0,0,0,.12);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 500;
  color: rgba(0,0,0,.3);
  background: var(--white);
  transition: all .3s;
}
.rs-label { font-size: 10.5px; color: rgba(0,0,0,.3); font-weight: 400; letter-spacing: .05em; transition: color .3s; }
.rs-step.active .rs-num  { background: var(--navy); border-color: var(--navy); color: #fff; }
.rs-step.active .rs-label { color: var(--navy); font-weight: 500; }
.rs-line { flex: 1; height: 1px; background: rgba(0,0,0,.08); margin-bottom: 18px; }

.reg-step-form { display: flex; flex-direction: column; gap: 18px; }


/* ───────────────────────────────────────────────────────────────
   12. SHARED SECTION RE-EXPORTS
   (classes also used inline on inner pages that don't load index.css)
─────────────────────────────────────────────────────────────── */

/* hero-acts referenced on personal/business/wealth pages */
.hero-acts { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; }


/* ───────────────────────────────────────────────────────────────
   13. RESPONSIVE BREAKPOINTS
─────────────────────────────────────────────────────────────── */

@media (max-width: 1100px) {
  .legal-layout          { grid-template-columns: 1fr; }
  .legal-toc             { position: static; }
  .faq-layout            { grid-template-columns: 1fr; }
  .faq-sidebar           { position: static; flex-direction: row; flex-wrap: wrap; }
  .blog-layout           { grid-template-columns: 1fr; }
  .blog-sidebar          { position: static; }
  .about-mission-grid    { grid-template-columns: 1fr; }
  .dei-grid              { grid-template-columns: 1fr; }
  .leadership-grid       { grid-template-columns: repeat(2, 1fr); }
  .investor-cards        { grid-template-columns: repeat(2, 1fr); }
  .products-grid         { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 860px) {
  .lr-grid               { grid-template-columns: 1fr 1fr; }
  .learn-grid            { grid-template-columns: 1fr 1fr; }
  .values-grid           { grid-template-columns: repeat(2, 1fr); }
  .press-grid            { grid-template-columns: 1fr; }
  .support-channels-grid { grid-template-columns: repeat(2, 1fr); }
  .roles-grid            { grid-template-columns: repeat(2, 1fr); }
  .about-stats           { grid-template-columns: repeat(2, 1fr); }
  .dei-stats             { grid-template-columns: repeat(2, 1fr); }
  .investor-cards        { grid-template-columns: repeat(2, 1fr); }
  .ct-row                { grid-template-columns: 1fr 1fr; }
  .ct-row .ct-row > div:last-child { display: none; }  /* hide duration col on small */
}

@media (max-width: 640px) {
  /* Stack all multi-column grids */
  .lr-grid               { grid-template-columns: 1fr; }
  .learn-grid            { grid-template-columns: 1fr; }
  .values-grid           { grid-template-columns: 1fr; }
  .leadership-grid       { grid-template-columns: 1fr; }
  .investor-cards        { grid-template-columns: repeat(2, 1fr); }
  .products-grid         { grid-template-columns: 1fr; }
  .roles-grid            { grid-template-columns: 1fr; }
  .about-stats           { grid-template-columns: 1fr 1fr; }
  .dei-stats             { grid-template-columns: 1fr 1fr; }
  .support-channels-grid { grid-template-columns: 1fr; }
  .sf-row                { grid-template-columns: 1fr; }
  .sf-footer             { flex-direction: column; align-items: flex-start; }
  .sf-submit             { width: 100%; text-align: center; }
  .timeline::before      { left: 54px; }
  .tl-year               { width: 54px; font-size: clamp(18px, 5vw, 26px); }
  .reg-steps             { gap: 0; }
  .rs-label              { display: none; }
  .blog-lead             { padding-left: 14px; }
  .auth-card             { padding: 24px 20px; }
  .lf-card               { padding: 24px; }
  .legal-toc             { display: none; }  /* hide on mobile — TOC not needed with scroll */
  .faq-sidebar           { display: none; }  /* use search instead on mobile */
  .support-quick-links   { gap: 8px; }
  .sql-card              { font-size: 12px; padding: 8px 14px; }
}